Instant Refinance Mortgage Rate Quote

Check our Live Mortgage Rates updated hourly, or get an instant custom rate quote below!

Get Your Quick Quote

Real-time mortgage pricing across conventional, FHA/VA, DSCR, bank statement, non-QM and more. Compare options and move to a full application when ready.

3–5 minutes Secure No SSN to view rates

Programs We Price

Conventional, FHA, VA, USDA, jumbo, investor DSCR, bank statement, asset depletion, non-QM, HELOCs and more.

How Quotes Work

We use your scenario (location, credit band, property/occupancy, LTV) to match eligible programs and display live-like rates.

Next Steps

Lock a rate or continue to the full 1003. Your MLO team helps optimize terms and documentation for a smooth closing.

Loan Programs Available: FHA Mortgage Calculator, Conventional Mortgage Calculator, VA Mortgage Calculator, USDA Mortgage Calculator, Non-QM Mortgage Calculator, DSCR Mortgage Calculator, Fix & Flip Mortgage Calculator, Construction Mortgage Calculator, JUMBO Mortgage Calculator

Refinancing your mortgage can be a powerful financial tool, whether you're looking to lower your monthly payments, secure a better interest rate, or tap into your home’s equity. With The Mortgage Calculator, you can receive a personalized refinance quote in seconds using our advanced pricing engine, giving you access to real-time rates and a wide variety of loan programs tailored to your needs.

Refinance Benefits:

  • Lower Your Interest Rate: Take advantage of today’s market and secure a lower rate to reduce your monthly mortgage payments.

  • Cash-Out Options: Unlock your home equity for home improvements, debt consolidation, or other financial needs.

  • Change Loan Terms: Adjust the length of your loan to suit your financial goals, whether shortening the term to pay off your mortgage faster or extending it for lower payments.

  • Switch Loan Types: Move from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage for more stability, or explore other loan programs.

  • Remove Private Mortgage Insurance (PMI): Refinance once your home equity has increased to remove the burden of PMI from your payments.

  • Consolidate Debt: Use your home’s equity to combine high-interest debt into one manageable, lower-rate payment.

  • Access to Over 120 Banks & Lenders: With our cutting-edge platform, you'll receive instant offers from top lenders across the country, giving you a variety of competitive options to choose from.