Beat My Mortgage Rate – Get the Best Home Loan Deal

Found a Lower Mortgage Rate? We’ll Match or Beat It!

At The Mortgage Calculator, we’re committed to helping you save on your mortgage by offering the best possible loan terms. If you’ve received a valid mortgage quote from another lender, simply send it to us—we’ll match or beat your rate to ensure you get the best deal on your home loan.

Why Choose Us to Beat Your Rate?

  • Access to 5,000+ loan program options
  • Low rates on conventional, FHA, VA, USDA, and Non-QM loans
  • Fast and easy online approval process
  • Exclusive discounts for first-time buyers, investors, and self-employed borrowers

How to Get a Lower Rate on Your Mortgage

  1. Upload your valid loan estimate from another lender.
  2. Our mortgage experts review your quote and compare it with our best available rates.
  3. We match or beat your rate and guide you through the next steps to secure your loan.

Eligible Loans for Rate Matching

  • Conventional Loans – Low down payment options available
  • FHA & VA Loans – Government-backed programs with great terms
  • Non-QM Loans – Bank statement, DSCR, 1099, and P&L loans
  • Jumbo & Investment Loans – Competitive rates for high-value properties

Get Started – Submit Your Quote Now!

Don’t settle for a higher mortgage rate! Upload your loan estimate now and let us match or beat your rate to save you money on your home loan.

Submit Your Quote & Lock in Your Best Rate Today!

Get Your Quick Quote

Real-time mortgage pricing across conventional, FHA/VA, DSCR, bank statement, non-QM and more. Compare options and move to a full application when ready.

3–5 minutes Secure No SSN to view rates

Programs We Price

Conventional, FHA, VA, USDA, jumbo, investor DSCR, bank statement, asset depletion, non-QM, HELOCs and more.

How Quotes Work

We use your scenario (location, credit band, property/occupancy, LTV) to match eligible programs and display live-like rates.

Next Steps

Lock a rate or continue to the full 1003. Your MLO team helps optimize terms and documentation for a smooth closing.

Loan Programs Available: FHA Mortgage Calculator, Conventional Mortgage Calculator, VA Mortgage Calculator, USDA Mortgage Calculator, Non-QM Mortgage Calculator, DSCR Mortgage Calculator, Fix & Flip Mortgage Calculator, Construction Mortgage Calculator, JUMBO Mortgage Calculator

Frequently Asked Questions for Conventional Mortgage Loans

About The Mortgage Calculator

The Mortgage Calculator Logo

The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) specializing in using technology to provide access to Conventional, FHA, VA, and USDA Programs, as well as thousands of Non-QM mortgage loan variations.

Our team of over 450 licensed Loan Originators can assist with Bank Statement Mortgages, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages, and thousands more!

Learn More About Us ?