Asset Based Mortgage Calculator

An asset based mortgage uses the value of your assets—such as savings, investments, or property—as the basis for calculating your borrowing potential, without the need for income or employment verification.

How the Calculator Works:
Simply enter your total asset value. The calculator then divides this asset value by a predetermined factor to generate an estimated monthly income figure. This estimated income can be used to determine your loan eligibility.

Calculate Your Assets-Based Mortgage Monthly Income.
See if your rental property qualifies for a Assets-Based mortgage loan with no income or employment required!

Get Your Quick Quote

Real-time mortgage pricing across conventional, FHA/VA, DSCR, bank statement, non-QM and more. Compare options and move to a full application when ready.

3–5 minutes Secure No SSN to view rates

Programs We Price

Conventional, FHA, VA, USDA, jumbo, investor DSCR, bank statement, asset depletion, non-QM, HELOCs and more.

How Quotes Work

We use your scenario (location, credit band, property/occupancy, LTV) to match eligible programs and display live-like rates.

Next Steps

Lock a rate or continue to the full 1003. Your MLO team helps optimize terms and documentation for a smooth closing.

Loan Programs Available: FHA Mortgage Calculator, Conventional Mortgage Calculator, VA Mortgage Calculator, USDA Mortgage Calculator, Non-QM Mortgage Calculator, DSCR Mortgage Calculator, Fix & Flip Mortgage Calculator, Construction Mortgage Calculator, JUMBO Mortgage Calculator